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Compound Interest Calculator

Calculate final amount, accumulated interest and return with compound interest. Supports initial capital, monthly contributions and monthly or annual rates.

Final amount

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Total contributed

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Total interest

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Yield

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How does compound interest work?

In compound interest, each period's interest is added to the principal, generating new interest. The basic formula is A = P ร— (1 + r)โฟ, where A is the amount, P the principal, r the rate and n the period.

With recurring monthly contributions, each contribution earns interest for the remaining periods โ€” the famous "snowball effect".

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