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Covered Call

Computes the outcome of a covered call: holding a stock and selling a call on it to collect the premium. It's the most popular income strategy in the options market: you earn the premium now in exchange for capping your profit at the strike. The tool returns the maximum profit (if the stock is called away), the percentage return in that case, the breakeven and the maximum loss. Enter the stock price, the strike of the call sold and the premium received.

Result

Covered Call

Computes the outcome of a covered call: holding a stock and selling a call on it to collect the premium. It's the most popular income strategy in the options market: you earn the premium now in exchange for capping your profit at the strike. The tool returns the maximum profit (if the stock is called away), the percentage return in that case, the breakeven and the maximum loss. Enter the stock price, the strike of the call sold and the premium received.

Turning idle shares into income

Got a stock portfolio you plan to hold for a while and don't mind selling if it rises a bit? The covered call turns that into income. You sell a call on shares you already own and collect the premium right away. If the stock doesn't reach the strike, the premium is yours and you repeat the process next month.

The strategy's cost is the ceiling. If the stock shoots well above the strike, you're assigned and sell at the agreed price, leaving the rest of the rally on the table. That's why the covered call shines in sideways or moderately rising markets, not in moonshots. The premium also offers a little protection: it lowers your breakeven price.

Enter the stock price, the strike of the call sold and the premium received. The tool returns the maximum profit if the stock is called away, the percentage return in that scenario, the breakeven and the maximum loss if the stock goes to zero. Compare the return-if-called with what you'd be happy to earn to decide whether the strike makes sense.

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The results provided by this tool are for general informational and educational purposes only and do not constitute professional, financial, medical, legal, tax or accounting advice. Always confirm important decisions with a qualified professional and official sources.